The idea that the young generations do not need insurance basically because they are healthy can only be just a myth. It is very evident that young as they are, there are possibilities they may suffer from chronic illnesses like asthma and others. At the same time, they may also be prone to infections and injuries. You can never tell that is why they still need more protection more than ever. Studies show that health care experiences of these young adults often result to disastrous medical expenses due to lack of insurance to protect them. The bad news is that those who are not covered are not likely to have medical attention.