The Life Insurance Review
Where Life Insurance is Talked About
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Can’t Afford Long Term Life Insurance – Opt for Short Terms
December 15, 2008 - 5:32 am
Tags: 5-Year Policy, Cash-Value Life, Short Term, Short-Term Insurance
Posted in General Topic, Types | 1 Comment
Short term Life Insurance is available for those who cannot afford full term policies for they tend to be quite expensive. They might have high premiums but for the short term protection you may need, it is better than nothing. There are also a lot of staggered payment options that allows you to customize payments [...]
Agents
July 1, 2008 - 5:26 pm
Tags: Advice, Insurance Agents
Posted in Tips | No Comments
Insurance agents are usually affiliated with one or several companies who offer different types of insurance products. To be frank, there is no total insurance that can cover all the necessary holes life can offer so be choosy and inquisitive enough to ensure you get the best product for your money by asking. They usually [...]
Life Insurance – the different types
June 1, 2008 - 2:40 pm
Tags: Life Insurance, Premiums
Posted in Types | No Comments
There are two general types of life insurance and choosing the best of them assures that you get the best value for the premiums you pay. They are term and permanent life insurance, and from the names you can surmise their differences. Term insurance is effective for a time period (term) that is indicated in [...]
First Quarter Earnings
April 21, 2008 - 2:39 pm
Tags: Industry News, Marginal
Posted in News | No Comments
The insurance industry holds its breath as they await first quarter earnings reports. Forecasts for the year are not at all good but many still manage to hold their own weight with more attentive focus on adapting to current financial industry trends. The lower prices have enticed just enough customers to get health insurance along [...]
FINRA Delays Rule 2821(c) Implementation
April 17, 2008 - 2:33 pm
Tags: FINRA, Industry Reaction, Rule 2821(c)
Posted in News | No Comments
The Financial Industry Regulatory Authority has agreed to move the enactment into law new proposals for changes to the insurance industry. The move would have accredited firms conduct principal reviews for the suitability of such deferred VA applications within only a few days before it is submitted to the insurance company. The amount of time [...]
Survivorship life insurance
April 13, 2008 - 11:16 pm
Tags: Single policy two insured, Souses, Survivorship
Posted in Types | No Comments
Survivorship policy is a special type of life insurance that wasn’t widely understood as the conventional life insurance. Also called “second-to-die” insurance, this type of policy insures two lives in one contract. The death benefit is paid only after the second person dies. For this reason, the cost of a survivorship policy is typically much [...]
Mini Med’s and Health
April 9, 2008 - 2:31 pm
Tags: Mini Helath Insurance Packages, Odd Jobs, Seasonal Employment
Posted in News, Tips, Types | No Comments
Mini packages have been around for quite sometime and they are now becoming the hot product for the industry due to their low price and limited coverage periods. These packages were initially designed for the seasonal worker market which allows these people to get the necessary insurance when they need it most, when they’re working. [...]
New Federal Government Oversight Agency in the works
April 5, 2008 - 2:30 pm
Tags: Federal Oversight Agency, Financial Oversight
Posted in News | No Comments
Hearing in the House Financial Services Committee’s Capital Market’s Sub-Committee has received a proposal for the creation of an oversight agency that would work with state legislators by providing timely information about the industry as a whole. The move is being opposed by many providers for they see a lot of loopholes citing the meddling [...]
The Land of Many Cultures – Under Strain
April 1, 2008 - 1:18 am
Tags: illegal immigrants, immigration
Posted in News, Types | No Comments
Immigrants have long been coming to the United States which if it were left to itself may have an America which is over-run by nationals from all over the world who want a better life. May they be immigrants or asylum seekers; they are all facing a very harsh reality that life in America is [...]
The Presidential Race – Different approaches to the Health Care Issue (Part -2)
March 17, 2008 - 1:15 am
Tags: Financial Crisis Effects, Insurance Gaps
Posted in Cost Factros, News | No Comments
Statistics show that about 43 million Americans currently have to live without healthcare and 6 million of those are children. Various groups such as private and public civic groups that are composed of industry experts have long been saying that a major crisis is looming in the industry the sub-prime lending issues that rocked the [...]