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Agent Commissions

August 10, 2010 - 5:27 pm

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This is the main driving force for those who choose to make a living in selling insurance products. Insurance providers usually pay a hefty sum (which is actually a percentage of the total amount for which a customer is insured) for policies sold by their agents hence their extreme drive to sell them. This may [...]

Joint insurance policies

July 10, 2010 - 12:21 am

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This form of insurance cover allows a couple to get protection but mainly covers the primary person stated in the insurance policy. Both parties are covered but if the person who dies is the stated principal for the policy, this leaves the second insured uncovered and thus vulnerable to financial troubles. Insurance industry experts advise [...]

Tax Avoidance – Legally

June 10, 2010 - 12:18 am

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There is a legal way of avoiding payment of sometimes outrageous inheritance taxes whose rates vary from country to country. Another tip, experts ask that one regularly check their insurance at work to avoid getting to spend money on life insurance you already have as part of your company benefits, this allows you to allocate [...]

Writing the policy in trust

May 10, 2010 - 12:15 am

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Posted in Pre-Conditions, Tips | No Comments

Many are not aware of a strategy when it comes to life insurance policy that simplifies the claim process. Experts advise people to write their policies in trust which if not offered can be requested along with further information. An insurance policy in trust has the proceeds of the insurance policy proceed directly to the [...]

Life Insurance Providers – We’re hanging on… for now

April 10, 2010 - 1:39 pm

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That is what industry leaders are saying and it might be true for though sales are low, there are enough current policies that keeps the cash flowing in the industry that they have managed to stay put. The health insurance industry has managed to shrug off the effects of the sub prime market’s tumble with [...]

Which company?

March 10, 2010 - 2:48 pm

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There are several companies that offer life insurance where ever in the world you may live. There are even some who have coverage overseas of have local offices that can cater to your insurance needs. In choosing, do a background check of the firm through the internet which would be the fastest way to get [...]

Things to remember if you have Life Insurance

February 10, 2010 - 2:47 pm

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There are several matters that should be reviewed if any of the following conditions are present which can help you lower the cost of your life insurance. They can also render them void until renewed with the new conditions included in the said insurance policy/s./
Getting married, job change, purchase or sale of home, death of [...]

Term Life Insurance : Elaborated

January 10, 2010 - 2:43 pm

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Term is the cheapest form of life insurance and is also considered to be the least problematic for you only make payments without the nuances of the other types. Term is a form of insurance you get when you have long term insurance needs but do not have the financial capability to pay the high-priced [...]

Financial Problems Worrying

October 25, 2009 - 2:42 pm

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Providers are worried at the current trend that the area of commercial and personal insurance is concerned for they are forecast to flat out this year. The main issue is responsive pricing which would allow more people to get insurance as the prices fluctuate. There is no definite way of saying when the problems that [...]

Life Insurance Sector – Doing Good in Europe

September 29, 2009 - 2:48 pm

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Thanks to the rise in ageing people in Europe, that corner of the world sees growth in the life insurance industry. The study, form the Comite Europeen des Assurances (CEA) saw the growth trend this year as opposed to last year when the market was greatly affected by the sub-prime market woes in the US. [...]

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